It is not a question that can be addressed empirically. The
word "empirical" specify information expanded by means of remark,
knowledge, or experimentations. Empirical questions are not responded
by remark. They are responded by the clarification of observations.
Newton’s 1st law is the answer because it states that, if a body is at rest or moving at a constant speed in a straight line, it will remain at rest or keep moving in a straight line at constant speed unless it is acted upon by a force.
Answer: Civil liberties impose limits on the government's ability to interfere in our individual lives
Explanation:
Civil rights are there to ensure that people are treated equally in a country regardless of some of their characteristics such as race, gender or disability.
Civil liberties on the other hand are those basic freedoms that people should have in a country. In the U.S. that includes the Bill of Rights which protects things like: freedom of speech, freedom of assembly and the right to privacy.
Civil liberties therefore limit the government's ability to interfere in individual lives by guaranteeing the freedom of individuals to live a certain way.
Banks don't establish government programs; this task is in the hand of the government. But they do all of the remaining: store money, lend money and issue mortgages for houses.
The field of study you're looking for it's criminology. (Star wars reference)