Answer:
1- Equal Credit Opportunity Act --- prohibits discrimination based on age
2- Fair Credit Reporting Act --- protects the integrity and privacy of a consumer's credit information
3- Fair and Accurate Credit Transactions Act --- addresses the risk of identity theft
4- Consumer Credit Protection Act --- requires credit companies to disclose terms and conditions of finance charges
Explanation:
1- The Equal Credit Opportunity Act, passed in 1974, prohibits credit agencies from denying credit to an applicant for discriminatory reasons.
2- The Fair Credit Reporting Act of 1970 aims to promote the accuracy and privacy of consumer data in the hands of credit reporting agencies.
3- The Fair and Accurate Credit Transactions Act protects users from identity theft, and establishes a program for the safe disposal of consumer information from the databases of credit agencies.
4- The Consumer Credit Protection Act makes the costs, charges and credit conditions clear to policyholders.