Answer:
<em>Tips </em>
Understand your loan. The first step to being a responsible borrower is doing your research. ...
Get organized. ...
Don't borrow more than you need. ...
Pay interest as it accrues. ...
Make payments on time. ...
Don't disappoint your cosigner. ...
Pay extra!
OR..
Start by building a solid foundation with your vendors. ...
Use a loan calculator. ...
Know your debt-to-income ratio. ...
Give yourself a financial cushion. ...
Draft a solid business plan. ...
Don't take the first offer. ...
Borrow only when you need to. ...
Make your payments on time!!!
what makes you a "responsible borrower?" <em>Being a responsible borrower is highly aligned with budgeting. </em>
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