Disagree u can get a job at the age of 16 and have good hours and a good check you don't really even need schooling I say all u need is up to the 9th grade Get and GED then move on with ur life unless u want a long life
Explanation: University is not a waste of time The fact is that graduates do earn more than non graduates, so in the long term, you are statistically more likely to improve your earning prospects by going to university.
1 is grammatical but 2 is supposed to read as "I am not so rich in the present" not "at present" and 3 is fine. "At the present" wouldn't make much sense (To me) Hope that helps :^)