The correct answer would be, Actual loss experience of the group.
Experience rating utilizes Actual loss experience of the group in determining the rate the insurer will change for group coverage in each year of coverage.
Explanation:
When an employer adjusts premium for workers' compensation coverage based on the loses the insurer has experienced from that employer, then this adjustment is called as the experience modifier or experience rating.
In this rating, at the end of the year, the insurer charge for group coverage the actual loss experienced due to that group.
This rating helps the insurer to determine that a particular policymaker will file a claim or not. It also helps in determining which company has produced more workers' claims in a specified period of time.
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Europeans trying to colonise America. They brought weapons and diseases with them that the Natives wouldn't have been familiar with.
Answer: psychologist would say this discrepancy concerns goodness of fit.
Explanation:
Goodness of fit by psychologist defines how compatible a person's temperament is with the characteristics of their respective social surrounding or environment.
Environment in this case refers to family , workplace, etc.
This is vital for a person to monitor their emotions .
Children who grow up with autocratic parents who don't consider their emotions and don't accept or support what ever the child likes or want to do will develop mood swings or difficult attitude which will cause it hard to deal with them.
However when parents are there for their children at all times understanding them and considering the things that they like, supporting them all the way , those children are likely to grow up with great temperament.
A goodness of fit is important because it determines how the child copy with situations in the future
Plants can cause both mechanical and chemical weathering.
Mechanical weathering occurs when roots grow and cause the rock to break (just like the roots that crack the sidewalk).
Chemical weathering occurs when roots release chemicals, like acid, which then break down the rocks.
An agreement among countries is called <span>Regional security alliance</span>
