I think the answer is B or D
Bell is the answer to this question
Answer:
Fixed Deposit is a financial instrument issued by banks or NBFCs that provides borrowers with a higher interest rate than a normal savings account, until the due date. They may or may not require a separate account to be established.
It does not break down and it last longer
दुई मितहरुको नाम कर्णकान्त र नेत्रलाल थियो ।
(according to my text context)