apartheid was a very wrong racial idea. Democracy's were important after South Africa banned apartheid in 1991 because they were South Africa's new government.
Note: Don't expect me to give you a good answer because I am only 10 years old
Yes it does impact compound interest it could still add up if it is a big number
Russia educates its people but has not been investing in capital goods and or technology their industry is not as productive as it could be