**Answer:**

**Total yield or rate of return is 0.36 or 36%**

**Explanation:**

To calculate rate of return which is also the total yield on the stock, we will use the following formula,

Total Yield = (D + C) / P0

Where,

- D represents dividends paid by the stock during the year
- C is the capital appreciation(pr depreciation) or rise(or fall) in the price of the stock as compared to the purchase price
- P0 is the purchase price or price in Year 0

Total dividends for the year = 1.5 * 4 = $6

C = 130 - 100 = $30

Total Yield = (6 + 30) / 100

Total yield = 0.36 or 36%

**Answer:**

B. Debit insurance expense for $13,500 and credit prepaid insurance for $13,500.

**Explanation:**

If 6 months past from the beginning of the contract then these past 6 months must be reflected as expenses in the balances.

$13,500 reflect the expenses of the past 6 months from July 1 to December 31, then the entry **Debit insurance expense** for $13,500 and **credit prepaid insurance** for $13,500 reflect the proper balances at the end of the year.

The Great Depression, the recession, I don't know the other one.

Control+Shift+Enter

Array functions in excel are powerful tools sometimes refereed to as "CSE" functions because you have to press Control+Shift+Enter in order to enter them in your worksheet.