The correct answer to this open question is the following.
Unfortunately, you did not attach the texts you read or some excerpts to know what they talk about.
However, trying to help you, we can comment on the following.
The situation that I witnessed regarding communication in an organizational change situation was in the company where my father worked.
This company tried to promote a more inclusive workplace, hiring people from different backgrounds of life, ethnicities, races, and nationalities. The Communications Department made a good effort to be inclusive to inform the employees, inviting them to express themselves openly because the managers also wanted people to be confident to make their voices heard.
They used proper and formal language. They wanted people to be welcome to express their concerns.
As I mentioned before, this was a Communication program to let employees know that the company was changing for good. More diversity and more openness, as well as inclusion.
As far as I'm concerned, the program was successful in that employees really felt that managers were honest in the effort.
Answer:
People invest:
to increase future consumption.
Explanation:
Investments generate increased returns. These returns add value to the pool of an investor's money which can be used to increase future consumption. Investments are important because they increase productivity of value. The increased value will be future use. For example, if A invests his savings of $5,000 which yields an annual return of $1,000 (or 20%) ROI, and the investment is left for 5 years, by the end of 5 years, A will have $10,000. This implies that he has more money to spend than in the previous five years. A can now spend more $5,000 than he could have spent five years' ago.
Answer:
Three different concepts and questions are mixed here:
Over the period of 1926-2008: the risk premium on large-company stocks was greater than the risk premium on small- company stocks. FALSE, THE RISK PREMIUM OF LARGE COMPANIES WAS LOWER. SMALL COMPANIES HAD THE HIGHEST VOLATILITY OF ALL STOCKS.
U.S. Treasury bills had:
- the lowest standard deviation of returns.
During 1926-2011,
- c) the risk premium on stocks exceeded the risk premium on bonds.
The risk premium of stocks exceeded by a lot the risk premium of bonds. The risk premium of bonds is generally referred to as the risk free rate.
unsubsidized loan so answer is d