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denpristay [2]
2 years ago
12

Solve *please show work* :)

Mathematics
1 answer:
Mashcka [7]2 years ago
4 0

Answer:

E.200.5ft²

Step-by-step explanation:

To find the area of the composite figure we simply split it into two regular shapes, a half circle and a square, we then find the area of the two shapes individually and add them together.

Area of square = s² where s = side length

It appears the given side length is 12 so s = 12

Which means area = 12² = 144ft²

For semi circle

Area = 1/2(πr² ), where r is the radius

The side length of the square is shared with the diameter of the semi circle meaning that the diameter of the semi circle is 12

To convert to radius from diameter we simply divide by 2 so r = 12/2 = 6

We have area = 1/2(πr² ) and r = 6

So area = 1/2(π6²)

==> evaluate exponent

Area = 1/2(36π)

==> take one half of 36

Area = 18π

==> multiply 18 and π

Area = about 56.5

Finally we add the two areas together

Total area = 56.5 + 144 = 200.5ft²

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Lenny and Lisa have obtained a 30-year, fixed rate mortgage for $675,250 with a 7.25% interest rate. They purchased 3 points and
Vikentia [17]

Answer:

119 months

Step-by-step explanation:

In this question, we are asked to calculate the amount of time it would take for a break-even point on a mortgage, if there is a factoring in the cost of points.

We proceed to answer the;

Mathematically,

The Break Even Point = Amount Paid for purchasing Discount Points divided by Monthly savings in the interest payments

We lost out the important values given in the question as follows:

Amount of Mortgage - $675,250

Tenure - 30 Years

The Rate of interest without points = 7.25%

The number of points = 3 points

The rate of interest with the 3 points = 6.875%

The amount to be paid for purchasing the discount point is now calculated below;

Since 1 discount point = 1% of mortgage value;

Therefore, 3 discount points = 3% of mortgage value

The amount paid is thus = 3% of $675,250 = $20,257.5

To calculate Monthly payment without points, we use the mathematical formula;

M = P[r(1+r)^n/((1+r)^n)-1)]

Where M

Is monthly payment, r is the interest rate, n is the number of months.

According to the question M = 675,250, r = 7.25% = 7.25/100 = 0.0725 , n= 30 * 12 months = 360 months

M = 675,250[0.0725(0.0725+1)^30/(1+0.0725)^360)-1) = $4606.40

To get the monthly payment with points, we simply use the formula again but this time interest rates will be 6.875% = 0.06875 I.e r = 0.06875

Inputting the terms in the formula will yield a value of $4435.91. This means monthly payment with discount will be $4435.91

Savings in monthly payments after purchasing the discount points = $4,606.40 - $4,435.91 = $170.48

Break Even = Purchase cost of Discount Points / Monthly savings

= $20,257.5 / $170.48

= 119 Months

Hence, the number of months it will take Lisa and Lenny to break-even point on their mortgage will be 119 months

6 0
3 years ago
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