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aalyn [17]
3 years ago
11

Elton had three children. As they grew up and became eligible to drive, Elton bought each a car. To avoid paying high premiums f

or their car insurance, Elton titled each car in his name. He then stated to his insurance company that he and his wife were the primary drivers on the vehicles. When the youngest child totalled “his” car by hitting a large deer, the insurance company paid to replace the car. What could Elton be charged with should his deception be uncovered?
Social Studies
2 answers:
Sergeu [11.5K]3 years ago
6 0

 Should Elton's deception be discovered, he could be charged with Insurance Fraud, for breaking the conditions and the terms of the car insurance contract he agreed upon with the company. The fact that he sought opportunity for profit, by reporting falsely, he broke the Principle of Utmost Good Faith, which requires the complete information from the person getting the insurance.

Blizzard [7]3 years ago
4 0

Answer:

Insurance fraud

Explanation:

Insurance fraud so committed when there is any breach or dubious activities that occurs in the insurance process. In the example above Elton had 3 children and avoided paying high premiums by titling each car as his and also said he and his wife were the drivers of the cars.

This false information led to his last child hitting a deer and the insurance company paying for the car which would never happened if the right information and insurance process were followed.

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Answer:

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In scientific research, investigations are done to study whether certain factors change while changing others, and the following terms are associated with  scientific research:

a. dependent variable: These are factors or outcomes that are being investigated in a research experiment, and they are not under the direct control of the researcher. They are factors that vary as a result of other changes made in the process. In our example, the heart rate and blood pressure are proposed to vary with the type of film watched hence these factors are dependent variables.

b. independent variable: Independent variables are variables that are under the direct manipulation of the researcher, and the predetermined variation of these variables cause certain effects on the dependent variables. In our example, the type of film is the independent variable, because the researcher has complete control over the type of film watched.

c. Test group: These are the group of participants/individuals in research, who will potentially be affected by the change in the dependent variable to cause an effect that deviates from the normal. In our example, the group that views the violent film is the test group, because there is a tendency that they might have altered heart rate and blood pressure as a result of the type of film viewed.

d. control group: The control group is the group of individuals whose effects at the end of the experiments will serve as baseline effects, to serve as a means of measuring the magnitude of variation in the test group. These groups serve to eliminate any other effects that might cause similar changes as the factor being investigated in all test participants.

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