The Federal Reserve is not a credit reporting agency. It is the main banking system in America, created in the 1910s. Credit reporting agencies work with banks such as the Federal Reserve to help the bank - or another type of business - decide whether a person they lend money to will be able to pay it back.
Answer:
nominative; subject
Explanation:
'Lanai' and 'I' are the subjects of the sentence. Subjects are in the nominative case.
Antecedent
That which goes before, especially the word, phrase, or clause to which a pronoun refers. In the sentence, "The witches cast their spells," the antecedent of the pronoun "their" is the noun "witches."
Answer:
Muffled in this sentence means that he was wrapped up warm in his hat.
Explanation:
muf·fle
/ˈməfəl/
verb
past tense: muffled; past participle: muffled
wrap or cover for warmth.
