Answer:
a. Values
Explanation:
Values describes basic convictions that "a specific mode of conduct or end-state of existence is personally or socially preferable to an opposite mode of conduct. Values are the important ideas, thoughts and beliefs which are being shared by people within certain culture. It defines that what is seen as good and bad, what needs to be done and what should be avoided there in that particular culture. Values play very major and important role in people's life. Values comes with a judgmental factor where one person labels certain things as right, wrongs, true, false, acceptable or unacceptable.
When working in a team, the amount of workload could be spread to different members of the team, so we could get a lot more done with less works
That's being said, working in a team pose a great risk of conflicts due to several difference in ethics and opinions, whcih is why a good communication skill within the team is necessary
hope this helps
Answer:
$338,712
Explanation:
we must first calculate the monthly payment using the present value of an annuity formula:
present value = monthly payment x annuity factor
present value = $340,000
PV annuity factor, 0.529167%, 420 periods = 168.38268
monthly payment = $340,000 / 168.38268 = $2,019.21
Since the monthly payment was actually higher than $1,800, the balloon payment will be almost $340,000
I prepared an amortization schedule using an excel spreadsheet. During the first years, the principal is only decreasing by $1 each month