The Enlightenment had a major impact on the political and social ideologies of the colonists in the British colonies prior to the American Revolution. Notions of democracy, natural rights, and other philosophies related to revolution and governance were prominent in the colonies and helped to foment revolution there.
Answer:
(1). Secured loans
Collateral is generally required for secured loans. Secured loan are those for which the borrower, along with a promise to repay, puts up some asset (collateral) as surety for the loan. A secured loan instrument simply means that in the event of default, the lender can use the asset to repay the funds it has advanced the borrower. The risk of default on a secured loans tends to be relatively low since the borrower has so much more to lose by neglecting his financial obligation. Secured loans financing is typically easier for most consumers to obtain. As this type of loan carries less risk for the lender, interest rates are usually lower for a secured loan.
(2). Higher interests rates.
People who get loans but are considered a risk to fully repay them, often get higher interest rate. Because the risk to the lender is increased relative to that of secured debt, interest rates on unsecured debt tend to be correspondingly higher. However, the rate of interest on various debt instruments is largely dependent on the reliability of the issuing entity. An unsecured loan to an individual may carry astronomical interest rates because of the high risk of default.
(3). Higher total payment.
An unsecured loan to an individual may carry astronomical interest rates because of the high risk of default. Lenders issue funds in an unsecured loan based solely on the borrower's creditworthiness and promise to repay. Unsecured loan has no collateral backing, It involves no security, Hence, If the borrower defaults on this type of debt, the lender must initiate a lawsuit to collect what is owed.
Answer: The battle of Gettysburg!
Because you have been teached this in 5th grade, And the paragraph matches the answer!
Glad to help :)
-liyah❤
I'm sure the answer is William James.
The myth of Narcissus shows that a little humility may be very helpful to producing a resilient, socially productive self.
<h3>What is the true meaning of humility?</h3>
freedom from pride or arrogance : the quality or state of being humble accepted the honor with humility The ordeal taught her humility.
<h3 /><h3>What are the types of humility?</h3>
He discussed Humility as three types: intellectual, moral and personal.
By breaking humility into three types the author says it might help us nurture the behavior(s) more fully in our own lives.
Intellectual humility is the knowledge that no matter how smart we are, we can always learn from others.
Learn more about humility here:
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brainly.com/question/24221285</h3><h3 /><h3>#SPJ4</h3>
