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Nimfa-mama [501]
2 years ago
15

quizlet In California, in order to negotiate or broker loans for compensation with banks, savings and loans, thrifts, or credit

unions, an individual must be licensed with the: California Finance Lenders. Department of Business Oversight. California Department of Real Estate. Department of Banking and Insurance.
Business
1 answer:
BaLLatris [955]2 years ago
3 0

a lender licensed under the CFL Lenders law

<h3>What is Lenders law?</h3>

When applying for a residential mortgage loan, lenders are not allowed to consider your race, color, national origin, religion, sex, familial status, or disability. Fair lending ensures that everyone has access to the same lending opportunities.

The law defines a finance lender as "any person engaged in the business of making consumer or commercial loans." A finance lenders license exempts the licensee from the California Constitution's usury provision.

Mortgage brokers (also known as "mortgage bankers"), direct lenders (typically banks and credit unions), and secondary market lenders are the three main types of lenders (which include Fannie Mae and Freddie Mac).

To know more about Lenders law follow the link:

brainly.com/question/25599836

#SPJ4

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A security analyst is reviewing output from a CVE-based vulnerability scanner. Before
Zielflug [23.3K]

Answer:

The answers are Letters D and E.

Explanation:

The resulting report on the vulnerability scan should include some reference that the scan of the  datacenter included 27 Win2003SE machines that should be scheduled for replacement and  deactivation.

Remediation of all Win2003SE machines requires changes to configuration settings and  compensating controls to be made through Microsoft Security Center's Win2003SE Advanced  Configuration Toolkit.

5 0
3 years ago
Which organization does not provide free or loss cost training and counseling associated with the Small Business Association
xeze [42]

The organization that does not provide free or loss cost training and counseling associated with the Small Business Association is IBRD.

<h3>What is Small Business Association?</h3>

A Small Business Association are agencies that provides resources (like capital, skill, advice) to small businesses for innovation, growth etc

SCORE, VBOC and WBC are all agencies that provide free mentoring services, free training, loss-cost training, counseling etc

Hence, the organization that does not provide free or loss cost training and counseling associated with the Small Business Association is IBRD

Therefore, the Option A is correct.

Read more about Small Business Association

<em>brainly.com/question/2072884</em>

6 0
3 years ago
Cervetti Corporation has two major business segments, East and West. In July, the East business segment had sales revenues of $2
Akimi4 [234]

Answer:

a. $418,000

Explanation:

The computation of the contribution margin of the West business segment is shown below:

Contribution margin = Sales revenue - variable expenses

= $890,000 - $472,000

= $418,000

By deducting the variable expenses from the sales revenue we can get the contribution margin and we applied the same that is shown above.

7 0
3 years ago
Melanie: "I'll buy that armoire for $775." Judith: "It's not for sale." Melanie: "How about $875?" Judith: "I don't know. It's b
Bogdan [553]

Answer:

D) There is no contract.

Explanation:

The main requirements for a legal contract to exist is that:

  • there is something of consideration being exchanged (in this case $ and the armoire).
  • there is an offer and acceptance, and all parties involved must decide freely (in this case there is only an offer, but there is no acceptance).
  • all the parties involved must be capable of engaging in a contract (e.g. no minors nor mentally disabled)
  • the consideration must be legal, e.g. a contract for buying drugs is not a valid contract
4 0
4 years ago
Identify factors that could prevent an older, established company from effecting an enterprise-wide, customer-centric culture.
leva [86]

Answer:

A more established company may find it difficult to implement an enterprise-wide, customer-centric culture due to the following reasons:

A) Existence of a Multi-Product Business Model

A business entity that is well established with a lot of years under its belt will find it a tough challenge to shift from a product-oriented business model to a customer-oriented business model.

To be product-focused simply means that that a company has woven its organisational structure around products. For examples, a company that is into the gaming business may have teams for their Sports Betting Section, another for their online gaming section, game hardware section, gaming apps section etc.

First, for these various teams, their performance metric will largely depend on how functionally efficient their products are.  

Second, techy or geeky staff are seldom efficient when it comes to emotional intelligence - a key requirement for being customer efficient.

One way to handle this is to ensure that there is a central Customer Relationship Management team that oversees the customers for each product.

B) Organisational Inflexibility

As direct to the point as it sounds, getting market intelligence for with the intention to use them for decision making is challenging. What is tougher is the ability to implement the insights from such intelligence to effect a turn around in the way customers perceive and respond to a company's offerings.

The ability to quickly take gather market intel, agree on a strategic direction based on same and execute can be referred to organisational agility.  

The more bureaucratic and hierarchical an organisation is (this, by the way, characterises older and more established business systems) the less agile it is likely to be.

Cheers!

   

3 0
4 years ago
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