The most important benefits were cost reduction, increasing patient satisfaction, increasing home care and outpatient services. The most important disadvantage included reducing access, reducing the rate of hospital admissions and increasing employees' workload and dissatisfaction.
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Answer:
the college wage premium
Explanation:
The college wage premium is the difference between the average earnings those earned by individuals with a college degree but is not a graduate and the one who did not attend college and do not have a college degree.
In the context, Don and Cal are both friends. After their school, Don joined to work in an organization while Cal attended university and earned a college degree and then he joined an insurance company. Don earned 40,000 dollar in a year in his 10 years of work while Cal earned 70,000 dollar in one year after working for 5 years. This difference is due o the college wage premium which states that a college graduate degree would earn you more wage than a non graduate degree.