The correct answer is option (b) National Foundation for Consumer Credit (US)
Credit problem solution can be provided by National Foundation for Consumer Credit (US).
<h3>What is National Foundation for Consumer Credit (US)?</h3>
A network of non-profit credit counselling groups operates nationally under the name of National Foundation for Credit Counseling (NFCC). People who have taken on too much debt can benefit from counselling in order to avoid filing for bankruptcy, which is one of the main services offered by NFCC member organisations.
If you need help with your money, contact Consumer Credit Counseling Services (CCCS), a membership organisation of regional nonprofit organisations. Consumer finance businesses, banks, credit card issuers, and other lenders all make voluntary contributions to CCCS.
Revolving credit and instalment credit are the two types of consumer credit. Revolving credit works similarly to a credit card in that the borrower is given permission to utilise a certain amount of credit whenever they need it.
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Answer:
Focus heavily on personal selling.
Explanation:
Personal selling is a selling technique in which the salesperson meets the customer face to face, introduces the product, explains its use and characteristics extensively, and tries to close the sell by building rapport.
Because the product that Unis Technologies is promoting is complicated to use, and few people have the required knowledge, the company will have to focus on personal selling, otherwise, the potential customers will likely feel intimitaded and not buy the product.
Answer: D. fall and the equilibrium quantity to stay the same.
Explanation: Price elasticity of supply is simply the responsiveness of change in quantity supplied to a change in price of a particular commodity or service. Elasticity of supply is of different types. We have inelastic supply, elastic supply, perfectly inelastic and perfectly elastic.
Perfectly inelastic supply means the supply curve is vertical. There is not going to be any change in quantity supplied despite change in demand but only the price moves. So, if there is a reduction in demand, the equilibrium price will definitely fall while the quantity supplied remains the same.
Answer:
Value of the bonds at issuance:
$131,395,438.89
As this ishigher than face value, there is a premium for 31,395,438.89 dollars
Explanation:
Effective market rate:
To determinatethe price of the bonds we should discount the future coupon payment and maturity at the market rate:
Coupon payment:
100,000,000 x 4% = $4,000,000.00
time 15 years x 2 payment per year = 30 payment
market rate: 0.025
Presnet Value of the coupon payment $83,721,170.3710
Maturity 100,000,000.00
time 30.00
rate 0.025
PV 47,674,268.52
Present value of the bonds today:
coupon $83,721,170.3710
maturity <u> $47,674,268.5181 </u>
Total $131,395,438.8891
