Question

The issue of ________________ focused on protecting healthcare coverage for employees who change jobs and allowing them to carry their existing plans with them.

Answer 1

The "healthcare probability" debate centered on how to safeguard employees' healthcare coverage when they shift jobs and enable them to keep their current insurance policies.

Discussion about HIPAA:

• The 104th United States Congress passed the Health Insurance Portability and Accountability Act of 1996 (HIPAA), which President Bill Clinton signed into law on August 21, 1996. It addressed various constraints on healthcare insurance coverage and updated how healthcare and healthcare insurance sectors should safeguard personally identifiable information they keep against fraud and theft.
• It typically forbids healthcare professionals and corporations, referred to as covered entities, from exposing privileged information without the patient's permission to anybody but them and their authorized representatives. It does not prevent patients from learning knowledge about themselves, with a few exclusions.

There are five titles in the act. When employees move employment or lose their jobs:

• Title I of HIPAA safeguards their family members' access to health insurance coverage.
• The Administrative Simplification (AS) sections of Title II of HIPAA mandate the development of national standards for electronic health care transactions as well as national identities for providers, health insurance companies, and employers.
• The rules for group health plans are outlined in Title IV,
• pre-tax medical expenditure accounts are governed by Title III, and
• company-owned life insurance is governed by Title V.

Learn more about insurance here:

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