Most of the information in your credit file may be reported for only __________ years.

Social Studies

1 answer:

olga nikolaevna [1]2 years ago

3 0

Most of the information in your credit file may be reported for only <u>7</u> years.

A credit reporting company generally can report most negative information for seven years. "Information about a lawsuit or a judgment against you can be reported for seven years or until the statute of limitations runs out, whichever is longer." Bankruptcies can stay on your report for up to ten years.

"How long adverse information remains on your credit report depends on what is being reported. Positive information can stay on your report indefinitely. Negative information must be removed in accordance with limits set by the Fair Credit Reporting Act."

Hence the answer is 7 years

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