Personality, communication style, and confidence level.
The answer is Kristin. Kristin's argument that there are specializations happening in the left and right hemisphere of the brain but the lateralization process is not definitely inconclusive and the scientists have yet to connect this to behavioral, physiological and anatomical development of the human brain is correct. Her argument was also backed up by several research studies.
The answer is A.
a liability insurance is included to cover up a possible damage to other people's property.
Liability insurance is designed specifically to offer a specific protection against a third party claim. The payment usually is not paid to the insured but rather to the third party that claimed it