Answer:
$277.61 is applies to the principal balance of the second payment.
Explanation:
Loan is provided to purchase any asset and pay it back on easy installment with some interest amount yearly.
Use following formula to calculate monthly installment:
P = (PV x r) / ( 1 - ( 1 + r )^-n )
P = ( $150000 x 7.35%/12 ) / ( 1 - ( 1 + 7.35% / 12 )^-240
P = 1194.669
1st payment
Payment = $1,194.67
Interest = 150,000 x 7.35/12 = $918.75
Principal Payment = $1,194.67 - $918.75 = $275.92
Outstanding balance = $150,000 - $275.92 = 149,724.08
2nd Payment
Payment = $1,194.67
Interest = 149,724.08 x 7.35/12 = $917.06
Principal Payment = $1,194.67 - $917.06 = $277.61
Answer:
The answer is Enterprise risk management program
Explanation:
Enterprise risk management program is a strategic plan that aims to pinpoint, evaluate, and prepare for any dangers, hazards, difficuties and other potentials for disaster. It assess all types of risks that can affect a business.
The risk can be reputational risk, interest rate risk, sales risk, operational risk etc.
Answer:
A. The more time the investor has, the more risk they can take because there is time to weather the declines in a stock and wait for it to regain some of its value before selling.
Explanation:
This is basically the reason why younger investors can afford higher risks than older investors. If you are 60 years old, you will probably invest in very secure stocks or bonds. Instead, when you are 25, you can afford investing in risky stocks that have higher than average growth potential.
Answer:
(a) Discount on bonds payable ⇒ SHOULD BE REPORTED IN THE BALANCE SHEET UNDER LIABILITIES
(b) Interest expense (credit balance) ⇒ WHEN INTEREST EXPENSE IS INCLUDED IN THE INCOME STATEMENT IT HAS A DEBIT BALANCE, WHEN IT HAS A CREDIT BALANCE IT MEANS IT IS A LIABILITY AND MUST BE REPORTED IN THE BALANCE SHEET
(c) Unamortized bond issue costs ⇒ SHOULD BE REPORTED IN THE BALANCE SHEET, IT IS A CONTRA LIABILITY ACCOUNT
(d) Gain on repurchase of debt ⇒ SHOULD BE REPORTED IN THE INCOME STATEMENT AS PART OF OTHER GAINS AND LOSSES
(e) Mortgage payable (payable in equal amounts over next 3 years) ⇒ SHOULD BE REPORTED IN THE BALANCE SHEET UNDER LIABILITIES (UNDER CURRENT AND LONG TERM LIABILITIES)
(f) Debenture bonds payable (maturing in 5 years) ⇒ SHOULD BE REPORTED IN THE BALANCE SHEET UNDER LONG TERM LIABILITIES
(g) Notes payable (due in 4 years) ⇒ SHOULD BE REPORTED IN THE BALANCE SHEET UNDER LONG TERM LIABILITIES
(h) Premium on bonds payable ⇒ SHOULD BE REPORTED IN THE BALANCE SHEET UNDER LIABILITIES (REDUCES BONDS PAYABLE)
(i) Bonds payable (due in 3 years) ⇒ SHOULD BE REPORTED IN THE BALANCE SHEET UNDER LONG TERM LIABILITIES
Answer:
Global and international
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Explanation:
Global marketing views the whole world as one, and creates products that will only require weeks to fit into any regional marketplace.
International marketing means that marketing decisions are made in the individual countries, with staff who is the most knowledgeable about the target markets.
hope it's help
