The insurance designed to help with nursing home, assisted-living community, or in-home care due to chronic illness is called long-term care.
<h3>What is chronic illness and long-term care ?</h3>
For people 65 and older or with a chronic or disabling condition that requires continual monitoring, long-term care (LTC) insurance offers nursing-home care, home-health care, personal care, or adult daycare.
- Chronic conditions are characterised broadly as those that persist for a year or longer, necessitate continuous medical care, restrict everyday activities, or both. In the United States, chronic diseases including diabetes, cancer, and heart disease are the main causes of death and disability.
- In New York State and the rest of the country, chronic diseases like heart disease, cancer, diabetes, stroke, and arthritis are the main causes of disability and mortality.
Learn more about Chronic illness here:
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