A Bank is a financial institution that accepts deposits from the public and creates credit while a Credit Union are non profit.
So basically, a Bank is for-profit and a Credit Union are non profit. :)
Water my phone food shelter electricity and that’s it
Answer:
yes it has been so since the beginning of time
Cut unnecessary things
e.g 1.quick unnecessary conversations.
Do only what really matters in time and try to be fast as you can to save your time for other important things