The statement 'young employees who are just starting out are likely to be more concerned with a generous pension program than with direct pay' is false.
A pension is a money that a person gets after completing a required amount of service in a company or when a person gets old and gets retirement from the company where he was working.
Young employees who have just started will be more interested in direct pay rather than the pension program. This is because they think that there are many years still left for pension and direct pay is something that will be given to them each month. Hence, they will be more interested in direct payments.
Although a part of your question is missing, you might be referring to this question:
Young employees who are just starting out are likely to be more concerned with a generous pension program than with direct pay. True or False
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