Question

angela bought a life insurance policy from matt, a life insurance salesperson. if angela dies, the death benefit will be paid to her husband, daniel. if angela and daniel die together, or if daniel dies before angela, then the death benefit will be paid to their daughter, marie. who is the primary beneficiary of the life insurance policy?

Answer 1

The life insurance policy's main beneficiary is Daniel.

Because he will be the first to receive the life insurance coverage. The person who is first in line to receive the death benefit from your life insurance policy is known as a primary beneficiary, and they are often your spouse, children, or other family members.

The principal beneficiary of an IRA may be the spouse, whereas the primary beneficiaries of the same person's will may be the children. The IRA's proceeds will go to the spouse, and the children will get the assets for which they are the will's primary beneficiaries, but not the IRA.

The person or entity with the initial claim to your assets following your passing is known as the primary beneficiary.

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