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zhenek [66]
1 year ago
6

to be well-capitalized, a bank must have a leverage ratio of at least percent, tier i capital to credit risk-adjusted asset rati

o of at least percent, and a total risk-based capital ratio of at least percent.
Business
1 answer:
kvasek [131]1 year ago
3 0

To be well-capitalized, a bank must have a leverage ratio of at least 5 percent, Tier I capital to credit risk-adjusted asset ratio of at least 8 percent, and a total risk-based capital ratio of at least 10 percent.

A factory and its equipment, intellectual property such patents, or even the financial assets of the company or a person are all specific examples that provide benefit to their owners and fall within the broad definition of capital.

While money in and of itself could be considered capital, the term is more frequently used to refer to money that is being used for investments or productive purposes. For generally, capital is the most important component of managing a firm day-to-day and funding its expansion in the future. Business capital may arise from the performance of the organization or to be raised through debt and equity financing finance.

Learn more about capital here:

brainly.com/question/14226166

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You might be interested in
The company's wacc is 10. 5%. what is the irr of the better project? (hint: the better project may or may not be the one with th
Simora [160]

The better Project is Project S having a NPV of $17.968 and IRR of 12.10 %

IRR:

  • An approach to capital budgeting that is used to assess the profitability of a project is the discounted payback time. Internal rate of return is one of these capital planning strategies (IRR).
  • This rate of return corresponds to the point at which a project's net present value equals zero. Since it does not account for any outside forces, such as inflation, they call it internal.

The calculator's capabilities will be utilized to determine the IRR,

Project S

  • CF0 = (1,000)
  • CF1 = 882.62 & F01 = 1
  • CF2 = 250 & F02 = 1
  • CF3 = 15 & F03 = 1
  • CF4 = 5 & F04 = 1
  • I = 10.5%
  • [NPV] [CPT]
  • The NPV is $17.968
  • [IRR] [CPT]
  • The IRR will come as 12.10%
  • Project L
  • CF0 = (1,000)
  • CF1 = 0 & F01 = 1
  • CF2 = 260 & F02 = 1
  • CF3 = 420 & F03 = 1
  • CF4 = 732.87 & F04 = 1
  • I = 10.5%
  • [NPV] [CPT]
  • The NPV is $15.78
  • [IRR] [CPT]
  • The IRR will come as 11.03%
  • The better Project is Project S having a NPV of $17.968 and IRR of 12.10%

Learn more about IRR here brainly.com/question/7920964

#SPJ4

7 0
2 years ago
In California, Arthur wants to personally place business with RTS Insurance Company who is a nonadmitted carrier. The only way A
Cloud [144]

Answer

Professional ethics and code of conduct regulation

Explanation:

California Professional code of conduct for insurance agent does not permit unethical placement, as the regulator view such as fraudulent practices.

7 0
3 years ago
Desmond, a US citizen, opens and operates a jewelry store in Lisbon, Portugal. This counts as: investment for Desmond and US for
Katen [24]

Answer: Investment for Desmond and US foreign direct investment.

Explanation:

This is an investment for Desmond because he owns the store. He is therefore the equity shareholder and investor into the store.

It is also a U.S. Foreign Direct Investment (FDI) because FDI is what describes a situation where an entity from a country goes to another country and sets up a business there that they will own and operate. Desmond being a U.S. citizen is operating a store in another country so this is U.S. FDI.

3 0
3 years ago
Every decision you make in a computer program involves evaluating one or more _____ expression(s).
fenix001 [56]

Answer:

Boolean expression.

Explanation:

Boolean algebra provides the operations and the rules for working with the set {0, 1}. In computer science, a Boolean expression is an expression in a programing language that produces a Boolean value when evaluated i.e. one of true or false.

Each Boolean expression represents a Boolean function. The values of this function are obtained by substituting 0 and 1 for the variables in the expression.

Are used mostly with while loops, and conditional statements and can be contrasted with arithmetic expressions which are expressions that evaluated to a number.

These expressions are made up of the three logical operators (AND, OR, NOT), the relational operator (> >= < = = <>) and functions that return true or false.

4 0
3 years ago
Lending money and collecting the loans are A. operating activities. B. investing activities. C. Non-cash investing and financing
Ne4ueva [31]

Answer:

B. investing activities.

Explanation:

Cash flow transactions are categorized into three categories,

  • Operating
  • Investing
  • Financing

Under Investing activities a company invests the money or cash in some sort of securities, in our case case loan, while investing it gives the money to some third person, then it gets return like interest or dividend on such amount.

Here, the company has lend some money in the form of loan and then it collects the loan, therefore it is investing activity.

Exceptionally if a company is a banking or NBFC companies then it lends money in normal course, and then collects them back in that case it is operating activity.

In general it is

B. investing activities.

6 0
3 years ago
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