Question

An insured is involved in a car accident. In addition to general, less serious injuries, he permanently loses the use of his leg and is rendered completely blind. The blindness improves a month later. To what extent will he receive Presumptive Disability benefits?

Answer 1

Answer:

No Benefits.

Explanation:

The Presumptive Disability Benefits are those benefits that are designed by the Social Security Administration (SSA) for disabled people. It is a temporary benefit available for only the first six months of the application. The Presumptive Disability Benefits are designed as applying and getting benefits from Supplemental Security Income (SSI) is a long process, so, SSA provides benefits to disabled people through Presumptive Disability Benefits.

To receive benefits from presumptive disability, a person has to be qualified by showing proof that the person is disabled and is totally blind, totally deaf, confined to bed, totally dumb, or loss of two limbs.

In the given case, the insured will receive no benefits as his eyes blindness was temporary and has been recovered and he has lost only one leg. Thus the insured does not qualify to receive benefits.

So, the correct answer is that the insured will not receive any benefits.