If a new-car loan costs 6%, a used-car loan would cost approximately __

XYZ Inc.'s cost formula for its supplies cost is $968 per month plus $8 per frame. For the month of November, the company planne

zaharov [31]

Answer: $528 favorable

Explanation:

The Spending variance for supplies shoes the difference between what the company thought it would spend on supplies and what it actually spends.

Spending variance on supplies = Actual costs - Budgeted costs

Budgeted cost:

= 968 + 8 * 470 frames

= 968 + 3,760

= $4,728

Spending variance on supplies:

= 4,200 - 4,728

= $528 favorable

Variance is favorable when the Budgeted costs are higher than actual costs.

8 0

3 years ago

A bank has $50 million in assets, $47 million in liabilities and $3 million in shareholders' equity. If the duration of its liab

Alisiya [41]

Answer: 1.222

Explanation:

The Average duration can be derived from the formula:

Assets * Average Duration = Liabilities * Duration of Liabilities

Average Duration = (Liabilities * Duration of Liabilities) / Assets

= (47,000,000 * 1.3) / 50,000,000

= 61,100,000 / 50,000,000

= 1.222

5 0

3 years ago

I have been working on a Elementary Spanish 1 assignment for about 30 minutes, and I am now stuck. Can you please help me with t

Leya [2.2K]

These are OK

1. ¿Cuántos estudiantes hablan español?

Veinte estudiantes hablan español.

2. ¿A qué hora es la clase de sociología?

La clase es a las cinco

4. ¿Qué cursos tomas?

Estoy tomando historía, español, y arte

Now these need correction:

3. ¿Trabajas ustedes mañana? This is common, "ustedes" is plural "you" , singular "you" is "tu", and when the verb is conjugated there is no need of the personal pronoun, a correct version of this question would be "¿Trabajas mañana?

No, no trabajas mañana. Trabaja sábado. "trabajas" is conjugated in second person, you should answer in first person "No, no trabajo mañana, trabajo el sabado"

5. ¿Estudias? I dont know what you mean by this, in english is: "study?" if you are asking "are you studying for you examns?" or something like that it would be "¿estas estudiando?"

¿Estudias...?? And the answer would be "Si,estoy estudiando mucho" - "Yes, I'm studying hard"

7. ¿Hay? The same as before this means "is there...?" you might ask "is there a coffee shop in campus?" and in spanish "hay cafeterias en el campus?"

¿Hay....???? And the answer here is "yes, there are" => "si, hay"

8. ¿Dónde está? Where is...? is this question, you might ask "where is the coffee shop?", "donde está la cafeteria?"

¿Donde esta???? "La cafeteria esta en la esquina" => "The coffee shop is the corner"

4 0

3 years ago

_____ has been defined as the fundamental rethinking and radical redesign of business processes to achieve dramatic improvements

8_murik_8 [283]

Answer: Business process re-engineering

Explanation: In simple words, business process re-engineering refers to the process in which an organisation tries to restructure and change the process or methods of operations for smooth functioning of the business.

It is modern technique that are used by the firms in the industries which have high competition and are strongly interdependent on other firms in the industry.

5 0

3 years ago

For each of the following transactions that occur in their lives, identify whether it is included in the calculation of U.S. GDP

Bumek [7]

Answer:

Dina's father in Sweden orders a bottle of Vermont maple syrup from the producer's website. INCREASES EXPORTS (X) AND INCREASES THE GDP

Charles buys a sweater made in Guatemala. INCREASES IMPORTS (M) AND REDUCES THE GDP

Charles's employer upgrades all of its computer systems using U.S.-made parts. INCREASES INVESTMENT (I) AND INCREASES THE GDP

The state of Pennsylvania repaves highway PA 320, which goes through the center of Swarthmore. INCREASES GOVERNMENT EXPENSES (G) AND INCREASES THE GDP

Dina gets a new refrigerator made in the United States. INCREASES CONSUMPTION (C) AND INCREASES THE GDP

3 0

3 years ago

If a new-car loan costs 6%, a used-car loan would cost approximately ___ percent