2, 3, and 4, make the most sense to me. I'm not completely sure about 4, but I'm confident about the other two :)
Answer:
C. hacking
Explanation:
Hacking is a term used to describe an unauthorized access to a computer data base for illegal purposes. It also means breaking into an organization's security data system either to corrupt data, steal information or disrupt certain activities.
Most hackers demand for monetary returns or cause collateral damage having gained unathourized access into an organization's data base.
There are several ways of hacking which includes;
Phising scam: An attempt to have access into a computer by making a user open an attachment or provide confidential information.
Malware attack: is a type of hacking attack which after being carried out, cripple activities of an entire organization including its business associate, government parastatals, customers etc in exchange for money.
Code break: This is where a secret software is installed to allow users hit a company' s data base through strings.
Organizations are beginning to expend money on their security systems by constantly updating them against any internal and external attack.
Answer:
18 minutes.
Explanation:
The standard deviation for the call time is 50 minutes while the average call duration is 25 minutes. The caller has to wait for sometime before the agent answers it because they have 4 agents who take up the calls from the clients. A call arrives every 20 minutes with a standard deviation of 20 minutes. In the given scenario the waiting time can be calculated using the formula below:
t = ( Ф * standard deviation + average call duration * standard deviation )
Solving the equation we get 18 minutes.
Answer:
Lenders don't like risk because it can lose them money, so they're cautious on who they're lending to. They do this by checking people's credit history. They prefer people who have longer credit history even with a few blemishes that are corrected rather than lending to people who have a short clear history mainly because they have little to no experience and can be unpredictable what they may do.
Explanation:
Risk premium.
The risk premium is the difference between the required discount rate and the risk-free rate, as measured by T-bills. This risk premium is important for computing the CAPM and other portfolio management equations.