Households dissave when en their consumption exceeds their incomes. The extra money comes from two sources: credit and past incomes, also known as savings. When a house dissaves it can either borrow money from financial institutions or spend money that was previously saved. Everyone cannot dissave at the same time because banks would not have enough money to fund everybody's excessive consumption.
The answer is Dregg did delightfully on his Antarctic test because ... he knew it cold! This puzzle is a play on words; when somebody is fully set for every answer on a test, they can be said to "know it cold." At the same time the Antarctic is recognized for being, in fact, very cold. So in this joke Dregg knew all the answers about the cold weather of the Antarctic.
Poverty levels are high in much of South Asia due to:
high populations and low economic development
Many of these developing countries are slow to grow economically due to many issues including colonialism, infrequent access to healthcare/birth control, and a history of gender inequality.
A tyrant would want to convince the people not to insist on democracy. He could use arguments such as:
Democracy will make the country weak and vulnerable to outside attacks
Democracy will not be an efficient form of government because people would argue too much
His rule is better because it provides stability
