Answer:
A. each state's Department of Insurance
Explanation:
There are five independent agencies that provide independent ratings of insurance companies' financial strength and claims-paying abilities. They are:
1. A.M. Best,
2. Fitch,
3. Kroll Bond Rating Agency (KBRA)
4. Moody and
5. Standard & Poor's
Each have a rating scale, rating standards, its own population of rated companies, and its own distribution of companies across its scale.
Answer:
Fishers are predators and secondary consumers. :3
Explanation:
Method of science. Psychologists rely on scientific methods for almost every topic that they research on. They need to confirm their hypothesis through observation, measurement and experiment.
<span>It is most likely to encourage "</span>Higher-order thinking", known as higher order thinking skills or in short HOTS, is an idea of training reform in light of learning taxonomies, for example, Blossom's taxonomy. The thought is that a few sorts of learning require more psychological preparing than others, yet additionally have more summed up benefits.
