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vesna_86 [32]
3 years ago
14

Which payment type is the best if you are trying to stick to a budget

Business
1 answer:
poizon [28]3 years ago
5 0
<span><span>Interest is...The amount owed for borrowing money.</span><span>Which payment type can help you stick to a budget?Debit cards</span><span>If you are planning to carry a large balance on your credit card, which of the following credit card features should you look for?<span>Low APR</span></span></span>
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You just won the Powerball and are offered two payment options: 1) Receiving $80 million per year for 25 years beginning at next
laila [671]

Answer: $80 million per year for 25 years

Explanation:

The option you should choose is one that will guarantee you the highest present value.

This means that you need to discount the annual payment of $80 million per year for 25 years to find the present value. As you did not include a rate, we shall assume a rate of 8% for reference purposes.

The annual payment is an annuity so the present value can be calculated by:

Present value of annuity = Annuity payment * Present value interest factor, rate, no. of years

= 80,000,000 * Present value interest factor, 8%, 25 years

= 80,000,000 * 10.6748

= $‭853,984,000‬

<em>The present value of the annual payment is more than the present value of the $850 million received today so the Annual payment should be taken. </em>

7 0
3 years ago
The two most common compensation methods for teams are:
marishachu [46]
They are skill based pay and gain sharing.
6 0
3 years ago
The exact meaning of the signals exchanged between a sender and a receiver is called a:_________
Nastasia [14]

The exact meaning of the signals exchanged between a sender and a receiver is called as a Network protocol.

<h3>What Is a Network Protocol?</h3>

A network protocol is a set of rules that determine how data is transmitted between different devices in the same network.

Because of the Network protocols we can easily communicate with people all over the world, and thus play a critical role in modern digital communications.

Similar to the way that speaking the same language simplifies communication between two people, network protocols make it possible for devices to interact with one another because of predetermined rules built into devices’ software and hardware.

Neither local area networks (LAN) nor wide area networks (WAN) could function the way they are doing today without the use of network protocols.

To learn more about network protocol: brainly.com/question/13327017

#SPJ4

4 0
2 years ago
Justin Cement Company has had the following pattern of earnings per share over the last five years: Year Earnings Per Share 20X1
ElenaW [278]

Answer:

(a) $4.08

(b) $51.03

Explanation:

Constant growth rate for earnings:

= (EPS for any year ÷ EPS for the previous year) - 1

= (8.40 ÷ 8.00) - 1

= 0.05

= 5%

(a) EPS for 2016 = EPS for 2015 × (1 + 5%)

                          = 9.72 × 1.05

                          = $10.21          

Dividend for 2016 = 40% × EPS for 2016

                               = 40% × 10.206

                               = $4.08

(b) Stock Price at the beginning of 2016:

= Dividend for 2016 ÷ (Required rate of return - Constant growth rate)

= 4.0824 ÷ (0.13 - 0.05)

= $51.03

8 0
3 years ago
Charles Schwab Corporation is one of the more innovative brokerage and financial service companies in the United States. The com
anyanavicka [17]

Answer and Explanation:

a. The estimation of the contribution margin for each segment is shown below:

                                                     (in millions)

<u>Particulars            Investor Advisor             Services Services   </u>

Income from

operations              $1,681                                  $1,660

Add:

Depreciation           $171                                     $154

Contribution

Margin                    $1,852                                  $1,814

2. Now the estimation of decline in operating income is

                                                   (in millions)

<u>Particulars         Combined services          Institutional Services   </u>

Revenues          $9,368                                $4,771

Less:

Variable cost    $5,702                                 $2,919

                    ($2,919 + $2,783)

Contribution

margin               $3,666                                 $1,852

Less:

Fixed cost         -$325                                    -$171

Net income        $3,341                                  $1,681

So according to the above calculations, the net operating income is declined by

= $3,341 - $1,681

= $1,660 million

The variable cost is come from

= Service revenues - income from operations - depreciation expense

7 0
3 years ago
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