Answer: $415,688
Explanation:
First find the future value of paying $1,200 every month for 360 months.
This is the future value of an annuity:
= Payment * ([1 + interest) ^ no. of periods - 1) / interest
Use periodic interest = 5.75%/ 12
30 years * 12 = 360
= 1,200 * ( ( 1 + 5.75%/12)³⁶⁰ - 1) / 5.75% / 12
= $1,149,357.14
Future value of the loan amount is:
= 280,000 * (1 + 5.75% / 12) ³⁶⁰
= $1,565,045.14
Ballon Payment = 1,565,045.14 - 1,149,357.14
= $415,688
Answer:
A. Opinion Leaders
Explanation:
Opinion leaders are individuals whose opinions and thoughts towards a product or service has a big influence on the position of others concerning where they stand about the product. They are influencers because they are able to influence people by their opinions. The leader is able to change and determine other people behavior according to their own preferences. In this case, the manager hopes that the actors wearing the prototype can have a positive impact by being opinion leaders and influencing other people to buy the product.
Hands off Doctrine is an early American court-articulated belief
that the judiciary should not interfere with the management and administration
of prisons. Prisonisation is a Socialization into inmate culture at the
adopting of the inmate sub-culture by inmates. This is the norms, values,
beliefs, and even language of the prison is called Prison Subculture.
Explanation:
Training is an activity leading to skilled behavior, the process of teaching employees the basic skills they need to perform their jobs. ... So, Training is a social and continuous process of increasing skills, knowledge, attitudes and efficiency of employees for getting better performance in the organization.
