Fannie mae says lenders need to use appraisers who have knowledge, experience, and data sources for appraising manufactured homes.
The term appraiser refers to that professional person who determines the market value of an asset generally in the real estate industry.
An appraiser should always act independently of the buying and selling parties in a transaction. The opinion given by them about the real and fair value of an appraised asset must be unbiased in nature. It must be valued by using observations as well as relevant statistics or facts, and the other information.
Depending upon the circumstances, the appraisers always presents their findings in a written as well as verbal appraisal.
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Answer:
we expect to experience both efficiency and effectiveness when interacting with organizations
Answer:
The EFF of card is 27.45%.
Explanation:
EFF interest rate is an interest rate which is actually paid or received on debt or investment. It is also known as Effective Interest rate.
APR = 24.50%
EFF = ( ( 1 + r/m )^m ) - 1
EFF = ( ( 1 + 0.245/12 )^12 ) - 1
EFF = ( ( 1 + 0.020417 )^12 ) - 1
EFF = ( ( 1.020417 )^12 ) - 1
EFF = 1.27447765 - 1
EFF = 0.2745
EFF = 27.45%
Answer:
<em>Disparate-impact discrimination</em>
Explanation:
As we can see in the given scenario, that Nell believes that the test has an unintentionally discriminatory effect as he fails in the test taken by the company, so this discriminating act that was made by the Origami Paper Corporation is a <u>disparate-impact discrimination</u>.
<em>Because as we know that if someone is been discriminated unintentionally, then it comes under disparate-impact discrimination.</em>