The colonies that had the strictest slave codes were America and Britain
I think you maybe looking for Life Liberty and the Persuit of Happiness ((it originally was you could own land, but slaves weren't allowed to do so)) that what i learned in my highschool history class were the basic principles ((sorry if im wrong))
The weather shouldn't cause arguements unlike the others.
The answer is: Mischa needs to find a down Payment to become eligible for a mortgage.
If you want to get a mortgage for a house, take into account that it will a life change moment. You will start paying for several years.
But in order to get a mortgage is really necessary to have a good credit history and make a down payment beforehand.
the answer you are looking for is activist.