A smart way of moving money from one personal banking account directly to another account is called EFT or electric fund transfer. There is a maximum clearance time of 24 hours for transfer. The most widely-used program is Direct Deposit, in which payroll is deposited straight into an employee's bank account initiated through an electronic terminal, including credit card, Therefore, the following<span> statement regarding EFT is false?</span>
<span>1. </span><span>EFT still requires the endorsement of a check </span>
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RAM is memory in the computer
