1. Very few Americans can afford to plunk down $189,000 without getting a loan.
2. Running up your credit card to buy fancy dinners, you spend more time in your home than anywhere else.
3. Historically, home prices go up, making it the most profitable investment for average Americans.
This depends on which organs we're talking about. A mentally ill person or a drug abuser can still have completely healthy lungs, depending on the type of drugs the drug user was taking. The same goes for the heart and other internal organs. If the lifestyle of the mentally ill person or the drug abuser were such that their internal organs suffered, then the answer would be no.
