T
his is called a region. Is that what your asking?
The correct answer is a Credit Union.
Credit Unions are able to charge lower rates than a bank because of their structure. Banks are set up as a for-profit business, so they charge more in order to make themselves more profitable. Credit Unions are set up like cooperatives where the customers own them, or like a non-profit organization. This allows Credit Unions to charge lower rates. Additionally, the Credit Unions normally distributes the profit back to the customer.
The answer if this is what i think it is is b
When doing my research to help you answer your question, it seems to pull up the number 42. I am unsure of why the number 42 is pulling up for the answer to the universe.