There is nothing redeeming about elitism. I do not see any downsides to pluralism.
"The only thing different about these two groups is that the elites are known for attending prestigious schools and they have to only worry about securing themselves financially so if money is involved they will do whatever it takes to make big bucks."
They do not care so much about the people voices unless they are benefiting from it somehow. There are some benefits to having elites rule because they can get things done way faster than it would take for a democratic government to process.
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Letter d is the 1st one c is the second one