Answer:
Change in Net worth= $133.62
Explanation:
The two lease options require that the leasee ( the tenant) commit himself to pay a series of equal amount of rent installment at the different time period in the future.
These series of equal periodic cash flows occurring in the future are called annuities.
To have a meaningful comparison, the two annuities should be compared based on their present values. So we compute the present value of the two using the formula below:
Present Value (PV) =( A × (1- (1+r)^(-n))/r
Option 1:Current lease
PV = 500 × 1-(1+0.05)^(12)
= 500 × 8.863251636
= $4,431.62
Option 2: New Offer
This will be done in two steps:
PV of lease in year 3
PV =700 × (1-(1+0.05)^(-9))
= 700 × 7.107821676
=4,975.47
PV of lease in year 0
PV = FV × (1+r)^(-3)
=4,975.47 × 0.8638
=$4,298.00
My net worth would change by the amount of the difference between the two PV of the two annuities:
Difference in PV = $4,431.62-$4,298.00
Change in Net worth= $133.62
Answer:
Password and U2F token
Explanation:
The password and the U2F token do not include user identification but are applied or used for two factors authentication
Here password could be for social websites like login to social websites. When login it asks for authentication for higher security so that the hacking could be minimized
The U2F refers to the universal two-factor authentication. It can be used through the USB, NFC, Bluetooth device
The typical ideal risky investment offers a higher returns and lower liquidity than other investments
Risky investment are investment which has the property of being risky and usually take long period of time to start yielding higher return for the investors.
Example of Risky investment includes Options, Futures, Stocks Investments, Equity, and other Capital market instruments etc
The advantage of risky investment is that the yield on return are very higher than non-risky investment such as Money market
The disadvantage of the investment is that its offer lower liquidity, that is, the rate at which the investment can be converted back to cash is very slow.
Therefore, the Option B is correct because Risky investment offers higher returns and lower liquidity than other investments.
Learn more about Risky investment here
<em>brainly.com/question/1603761</em>
Answer:
A. Deductible Amount = $125
This is because legal advice is fully deductible while there are no deductions available for fines.
B. Deductible Amount = $ 795
This is because the amount used in reserving parking is fully deductible, while the amount for ticket for her children is personal and hence doesnt fall under deductibles.
C. Deductible Amounts = $0
For all and any political purpose, deductibles doesnt apply. Whether it is in form of cash or kind. Hence, there is no deductions in this case.