In a softball game, the odds are only win or lose the game. When 2 games are already being considered, the elements in the sample space are already 2 in each set. The sets are {W,W}, {W,L}, {L,W} and {L,L}. Hence, there are 4 sets all in all to describe the odds of the two games.
Your thoughts are correct; Ned loses 14 points overall.
The reason the correctly answered questions do not factor into the answer is because that is not what the question is asking. Correct answers are not even mentioned :)
