Answer:
D is the correct option.
Explanation:
Horizontal analysis is the analysis of the comparison of the historical financial information over a series of reporting periods. It is mostly used to know if any numbers are usually high or low in comparison to the information of bracketing periods, if the numbers are unusually high or low it can lead to detailed investigation to find out the reason. It is also used to project the number of various line items for the future. The analysis includes a simple grouping of information which is sorted by period. The numbers of succeeding periods can also be expressed in percentages.
Answer:
Tolerance
Explanation:
Risk tolerance: It is defined as level of risk that an organization is willing to take for completing any specific task. Evaluating the risk in the trade off between perfect security and unlimited accessibility as risk of security breach is still there instead of perfect security as there is unlimited accessibility, however, how much risk can be tolerated or accepted need to be evaluated and can be mitigated.
There are different technique been used to minimize the risk factors are:
- Avoidance.
- Reduction.
- Sharing.
- Retention.
Answer:
a. $2953.9
b. $2813.24
Explanation:
To calculate the future value of an annuity paid at the beginning of the period, you have:
![VF = A\left[\frac{(1+i)^{n+1} - (1+i)}{i}\right] = 100\left[\frac{(1.05)^{19} - (1.05)}{0.05}\right] = 2953.9](https://tex.z-dn.net/?f=VF%20%3D%20A%5Cleft%5B%5Cfrac%7B%281%2Bi%29%5E%7Bn%2B1%7D%20-%20%281%2Bi%29%7D%7Bi%7D%5Cright%5D%20%3D%20100%5Cleft%5B%5Cfrac%7B%281.05%29%5E%7B19%7D%20-%20%281.05%29%7D%7B0.05%7D%5Cright%5D%20%3D%202953.9)
To calculate the future value of an annuity paid at the end of the period, you have:
![VF = A\left[\frac{(1+i)^{n} - 1)}{i}\right] = 100\left[\frac{(1.05)^{18} - 1)}{0.05}\right] = 2813.24](https://tex.z-dn.net/?f=VF%20%3D%20A%5Cleft%5B%5Cfrac%7B%281%2Bi%29%5E%7Bn%7D%20-%201%29%7D%7Bi%7D%5Cright%5D%20%3D%20100%5Cleft%5B%5Cfrac%7B%281.05%29%5E%7B18%7D%20-%201%29%7D%7B0.05%7D%5Cright%5D%20%3D%202813.24)
Mr. Knox will have $2953.9 at the end of the 18 years, if he pays $100 at the beginning of each year. On teh other hand, Mr Knox will have $2813.24 at the end of the 18 years, if he pays $100 at the end of each year.
Demographic factors are the most one of the mose used bases for separating or segmenting consumer group. One reason demographic variables are the most popular bases for segmenting customer groups is because are easier to measure than other variables.
Demographics variables often helps consumer needs, wants, and usage rates often to differ. These factors easier to measure than other type of variables.
The segmentation of variable divides the market into smaller means with the use of demographic factors. these factors used are age, gender, and income.
Conclusively, customer segmentation method used is very easy to get through census data, analytics software, consumer forecast etc.
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Answer:
Following are the response to the given points:
Explanation:


For point b:

