Question

Mr. Carlini has heard that Medicare prescription drug plans are only offered through private companies under a program known as Medicare Advantage (MA), not by the government. He likes Original Medicare and does not want to sign up for an MA product, but he also wants prescription drug coverage. What should you tell him?

Answer 1

Answer:

Drug coverage can be attained by selecting a PDP or Prescription Drug Plan if he doesn’t like to go for a MA plan.

Explanation:

Medicare provide all their customers a drug coverage with their plans. In order to get a drug coverage one can opt for a Prescription Drug Plan or PDP.

The PDP plan covers the Original Medicare along with MSA plan, PFFS plan and Medicare cost plan. Medicare cost plan may sometimes does not provide the drug coverage if the enrollee doesn’t opt for it.  

Answer 2

Answer:b. Mr. Carlini can stay with Original Medicare and also enroll in a Medicare prescription drug plan through a private company that has contracted with the government to provide only such drug coverage to eligible Medicare beneficiaries. Correct

Explanation: