Answer:
The statement that is false about mortgage loans is Advertised rates are annual percentage rates.
Explanation:
Mortgage loan refers to a loan that uses real estate as collateral to receive cash upfront to be redeemed after the loan repayment is completed. if the loan is not remitted as at when due , the lender lays claim to the real estate property.
By increasing the number of payments per year you increase your effective borrowing rate.
When you use a spreadsheet to calculate your interest rates, it uses the periodic interest rate, not the annual percentage rate. 
You can find a monthly payment by dividing the annual payment by 12.
However, advertised interest rate are not the same as your loan's annual percentage rate (APR) because other charges like mortgage insurance, closing costs, discount points and loan origination fees apply. 
 
        
             
        
        
        
Answer:
Direct labor efficiency variance= 0
Explanation:
Giving the following information: 
Direct labor 0.2 hours $ 35 per hour. During June, Heavy Products produced and sold 16,000 containers using 3,200 direct manufacturing labor-hours at an average wage of $ 51.00 per hour.
Direct labor efficiency variance= (Standard Quantity - Aactual Q)*standard rate
 Direct labor efficiency variance= (0.2*16,000 - 3,200)*35= 0
 
        
             
        
        
        
In a data warehouse environment, ETL does not refers to extraction, transformation, and language.
<h3>What is ETL?</h3>
ETL means Extract, transform and load (ETL).
It is a procedure for copying data usually form one or more sources into another system. 
This language is used in data environment
Therefore, In a data warehouse environment, ETL does not refers to extraction, transformation, and language.
For more details on ETL data warehouse kindly check
https://brainly.in/question/368501
 
        
             
        
        
        
Answer:
dependability
Explanation:
When others can rely on you, it shows you are dependable. Dependability is a state where others trust a particular person will deliver.  It is convincing others to have full confidence in you and your abilities.
Through previous actions, Kimberly has demonstrated that her employers can rely on her entirely. She has convinced her employers without any doubts that they can depend on her.