Islam is a religious system begun in the seventh century by Muhammad. Muslims follow the teachings of the Qur’an and strive to keep the Five Pillars.
Carnegie could cut his costs because he owned the supply of raw materials and the means of production and distribution. Is the answer to your question
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King used a financial metaphor to refer to the lack of compliance with the civil rights that the Declaration of Independence and the Reconstruction Amendments to the US Constitution (14th and 15th) included for all US citizens, without discrimination in terms of race.
King aimed to express that the US still owed, to its black citizens, the defaulted "promissory note" that Martin Luther King Jr. had mentioned and demanded in his remarkable "I have a Dream" speech, delivered in 1963. Instead of guaranteeing the promised rights of life, of freedom, and of the pursuit of happiness, black people had received a black check, one with no funds on it and were still waiting for the payment of such debt.
One of the main impacts that the French religious wars had on French thinkers was that it brought many people to question the teachings of the Church, which led to religious variation.
The farmers and herders were the lowest level.
They were in the peasant class along with the slaves.
