D. Characters amass great riches but later meet with misfortune
Explanation:
Option D supports the theme "Wealth offers no protection from fate." because accumulating riches and becoming rich person does not guarantee that fate will bring peace and happiness to that person. Basically, both option D and the theme say that wealth does not bring happiness. The other options shown in the question have no connection to this theme because they belong to another message.
C. a hook usually doesn't have background info since that would be included in the writing after. a hook is all about getting a readers attention to get them to keep reading.