Answer:
A. Safety and Security needs.
Explanation:
By providing coverage in insurance and in medical expenses in case of any accident, Lumina is fulfilling the Safety needs of employees in their company. They are providing safety in health and financial status. According to Maslow's, safety needs refers to an individual need for security and protection. The security referred to include those of the body, resources, employment and so on.
Answer:
Here is the full question:
<em>One important way in which banks make economic growth possible is by
:</em>
<em>A) selling savings bonds.
</em>
<em>
B) cashing payroll checks.
</em>
<em>
C) lending money to business startups.
</em>
<em>
D) offering checking and savings accounts</em>
Answer is C).
Explanation:
Bank loans are the most important bank product as loans represent the most profitable segment for the bank. Of course, banks do earn fees and commissions on various transactions and they do offer general personal account maintenance.
However, loans are the primary source of income for all banks, as loans are the bank products that give the bank a monthly interest rate, which is very lucrative in the long run.
Answer:
unsecured loan
Explanation:
Loans that are issued without the need for collateral are unsecured loans. The loans are not backed by any financial asset. A lender will use different criteria to qualify a borrower for unsecured loans. Should a client with an unsecured default, the bank does not have rights to the physical properties of the client.
In most cases, banks will have schemes through which customers qualify for unsecured loans. For example, a bank can negotiate with its corporate clients for the employees' to qualify for unsecured loans. There also schemes for students and clients with good credit scores to get unsecured loans.
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