auto insurance companies manage risk by charging higher insurance rates to those high risk customers to avoid any risks. It also will balance those high risk customers with low risk ones to maintain a balance.
Auto insurance companies manage the increased cost associated with high-risk drivers by both charging them higher rates and balancing them out with low-risk drivers.
the opening and closing of the pupil in response to light is an involuntary action controlled by the parasympathetic branch of the autonomic nervous system