Answer:
what are the options?
reply in comment so i can help:)
The answer is B) Template.
Various templates are available in most all desktop publishing programs, from resume templates in Word to Income Statement templates in Excel. Templates are useful for skipping the general "setup" process of making a document, and allow you to focus more on filling the document with the relevant data and polishing it to your specific needs once most of the legwork is done.
