Producer because they do work for the company, I believe
The type of hazard presented by an <em>insured failing to salt and shovel her sidewalk after a snowstorm is</em>; Morale hazard.
Discussion:
A hazard in the context of insurance describes anything that increases the potential for the occurrence of a loss. (An unintended, unforeseen event that causes injury to an insured or damage to property)
On this note, hazards are classified as one of four types:
A morale hazard, results from unintentional carelessness or laziness just as in the case described in the question.
Read more on insurance hazards:
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Answer:
a) accounts receivable
Explanation:
Accounts receivable is money owed to a business by customers for provision of goods or services on credit. Account receivable or (AR) are common in commercial transactions because few customers pay for products or services on delivery.
Hotels may allow customers to use their services and pay at a later date. Payments that the hotel expects for services offered in the past is the accounts receivables. Regular and loyal customers will be allowed credit services.
Accounts payable is the opposite of accounts receivables. Account payable are debts of the company. Its represent goods or services consumed but unpaid for. Unposted transaction or revenue is payment received but has not accounted for in books of accounts.